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USA Products

Personal Accident

Ironshore offers a product line dedicated to Personal Accident and Health.

We have the capabilities to write this business through our well established platforms in London and Europe (Dublin), Canada (Toronto), Australia (Sydney), Singapore and the U.S. (Miami).

Personal Accident Classes - we provide insurance to both individuals and groups in areas related to personal accident and health, including:


Personal Accident Products

  • Accidental Death and Dismemberment (AD&D)
  • Permanent Total Disablement for Accident or Sickness (PTD)
  • Temporary Total Disablement for Accident or Sickness (TTD)
  • Accidental Medical Expenses
  • Business Travel Accident
  • Trip Travel
  • War Risk PA or Hazardous Occupations

Disability Products

  • Key Man / Key Person Insurance/ Professional Entertainers
  • Business Overhead Expenses
  • Buy Sell Agreements
  • Group Excess DI – Guaranteed Standard Issue

Professional Sports Products

  • Accidental Death and Dismemberment (AD&D)
  • Permanent Total Disablement for Accident or Sickness (PTD)
  • Temporary Total Disablement for Accident or Sickness (TTD)
  • Accidental Medical Expenses

Reinsurance Products

Per person and Catastrophe excess of loss for the following :

  • Personal Accident
  • Life (accident only catastrophe business)
  • Medical business
  • Sports business
  • Workers compensation (including Defense Based Act )
  • General Aviation Personal Accident

Capacity

  • $10M any one person available for non- sports business
  • $5M any one person for sports business
  • $20M any one accumulation for facultative or group business
  • $20M any one programme for excess of loss business

In order to provide you with a competitive quotation, please send the following:

  • A Word or Excel file with the quotation specifications
  • 3 years claims history
  • Process description