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USA Products

Professional & Management Insurance

IronPro® products include Directors and Officers Liability, Employment Practices Liability, Fiduciary Liability, Fidelity insurance and an array of professional liability insurance products.

IronPro products are available for public companies, private companies, not for profits, limited liability companies, financial institutions, limited partnerships, real estate investment trusts and joint ventures. Ironshore writes with both retail and wholesale producers.


D&O Products

AdviserGuard®

The AdviserGuard® product offers tailored coverage for investment advisers, their companies, its directors, officers, and employees against the potential risks investment advisers may face.

  • Limits $15M
Crime

Fidelity insurance protects organizations from loss of money, securities, or inventory resulting from crime. Common fidelity claims allege employee dishonesty, embezzlement, forgery, robbery, safe burglary, computer fraud, wire transfer fraud, counterfeiting, and other criminal acts.

  • Limits $15M
Forms
D&O Private

The IronPro Private Sentinel Directors and Officers/Employment Practices Liability Insurance policy combines coverage to help protect the personal assets of a privately held company's directors and officers, as well as the financial well-being of the company itself. With the ability to aggregate limits for Fiduciary and add Crime insurance by endorsement, our flexible solution provides even broader protection.

  • Limits $15M
Marketing Material
Forms
D&O NonProfit

The IronPro Not-for-Profit Directors and Officers Liability policy is designed specifically to protect not-for-profit organizations from complex litigation that has the potential to cost an entity hundreds of thousands to millions of dollars and further threaten the personal assets of directors and officers. By offering additional coverage options and flexible levels of protection, our solution provides organizations of any size the ability to obtain protection that is wholly customized to their needs.

  • Limits $15M
Forms
D&O Public

The IronPro Directors and Officers Liability Insurance policy offers broad protection for a public company and its directors and officers in securities claims and for individuals for wrongful acts, from the increasing risk exposures associated with today's business environment.

  • Limits $15M
Forms
Employment Practices

The IronPro Employment Practices Insurance policy provides stand alone coverage for the company, directors, officers and employees against claims brought by the company's past, present and prospective employees and third parties alleging wrongful employment practices ranging from sexual harassment to discrimination.

  • Limits $15M
Forms
Excess

The IronPro follow form excess coverage is provided in a streamlined policy over any management and/or professional liability policy.

  • Limits $15M
Forms
Fiduciary Liability

The IronPro Employee Benefit Plan Fiduciary policy protects directors, officers, fiduciaries, employee benefit plans and their sponsors from the evolving and complex exposures of ERISA for both public and private companies.

  • Limits $15M
Forms
Kidnap and Ransom

Our coverage protects against kidnap or alleged kidnapping for ransom, bodily injury extortion, property damage extortion, trade secret extortion, computer virus extortion, product extortion, detention and hijack. Areas that are paid are ransom amounts, loss in transit, crisis management expense, personal accident, legal liability and other broad additional expenses. Ironshore works with Terra Firma Risk Management Ltd. (TFRM), an organization that specialized in negotiated solutions to cases of kidnap and piracy.

  • Limits available up to $5M
Forms
Public Officials

The IronPro Public Officials / Employment Practices Liability Insurance combines coverage to help protect the personal assets of a Public Entity's elected and appointed officials, as well as the financial well-being and stability of the Public Entity itself. With the ability to tailor policies specifically for different municipalities, governmental bodies or any department or unit therein, IronPro provides the solutions necessary to properly protect against breaches of duty, neglect, error, misstatement or omission while in the performance of their duties for the Public Entity.

  • Limits $15M
Forms
Side A

The IronPro Side-A Directors and Officers Liability Insurance policy offers broad protection for Directors and Officers of both public and private companies for Non-Indemnifiable Claims, with expansive coverage and difference-in-conditions (DIC) enhancements.

  • Limits $25M
Forms
Transactional Liability

The IronPro Transactional Liability offers insurance solutions to parties facing great risks and uncertainties associated with merger and acquisition transactions.

  • Limits $20M
Marketing Material

E&O Products

Architects and Engineers Liability

IronPro architects and engineers liability provides protection to design professionals and their firms against claims alleging design flaws and/or defects resulting from rendering professional services to a third party.

  • Limits $15M
Marketing Material
Forms
Enterprise PrivaProtector 9.0®

Network Security and Privacy Insurance
A comprehensive network security and privacy solution tailored to meet the needs of retail, healthcare, hospitality and financial services companies. Coverage includes Side A excess D&O liability coverage that covers directors and officers for non-indemnified losses arising out of a privacy incident. Third party liability coverage is available for losses arising from theft, loss of use or unauthorized disclosure of non-public personal information or confidential corporate information. A key component includes the privacy breach expense fund for public relations, legal, notification, forensic, credit freezes and thaws, identity restoration, credit report monitoring and call center expenses. First party coverage is also offered for network extortion, data loss and business interruption.

Policyholders also gain access to the eRiskHub®, a free online portal powered by NetDiligence® that offers an incidence response helpline, news center, educational material and directory of leading independent third party consultants to assist with your security and privacy needs.

  • Limits $15M
Marketing Material
Forms
Lawyers Professional Liability

Provides protection to law firms, attorneys, and staff from claims alleging acts, errors, or omissions in their providing legal services to their clients.

  • Limits $15M
Miscellaneous Professional Liability

IronPro miscellaneous professional liability insurance provides protection to a wide spectrum of professional service providers. These businesses may encounter claims of negligence arising from their professional services which could allege financial losses sustained by third parties due to the service provider's alleged negligence. Coverage is specifically crafted to meet the unique needs of each insured.

  • Limits $15M
Marketing Material
Forms
TechDefender®

IronPro TechDefender® is a specialized technology professional liability policy designed for the complex exposures encountered by technology consultants, packaged and custom software developers, internet and application service providers, website developers, information technology service providers and telecommunications companies. Optional coverage is available for network security, privacy, internet media, privacy breach expenses, network extortion, digital asset expenses and business interruption costs.

  • Limits $15M
Marketing Material
Forms
Ironshore Highly Protected Information (HPI) Endorsement

Ironshore believes that investment in loss prevention is better than trying to recover from a data breach. the Ironshore Highly Protected Information (HPI) Endorsement provides free limited access to a third party on-call Chief Security Officer (CSO), in addition to a Privacy Breach Coach. Ironshore policy holders who take advantage of these HPI endorsement loss mitigation services may also be entilted to certain premium credits on account of their diligent loss prevention efforts.

Other Ironshore Highly Protected Information (HPI) endorsement coverage features include:

  • Reimbursement for notification expenses for up to $10M individuals, and Privacy Breach Expenses in addition to the policy aggregate limit.