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USA Products

Fine Art & Specie

In order to ensure the highest quality coverage is provided to our clients, Ironshore’s High Value Cargo team offers skilled and experienced underwriting, in this specialist niche area. We have market exclusive capabilities and, notably, the ability to provide quick responses to our brokers and clients. 

The Specie team has access to capacity across multiple platforms including Lloyd’s (where Pembroke manages the Syndicates 4000 and 2014), Ironshore Indemnity Inc., Ironshore Specialty Insurance Company and Ironshore Europe DAC. Such a flexible capacity permits us to develop a tailored approach to the products and services we provide.

We have the capabilities to write Specie business through our offices worldwide in Singapore, Australia, the United States and our Latin America hub in Miami. Furthermore, Ironshore can also access business from a wide spread of London Market brokers. 

Underwriting Guidelines

We provide physical loss or damage cover whilst on premises or in transit. Ironshore offers the following types of coverages:

Fine Art Risks
  • Private Collections
  • Corporate Collections
  • Museums
  • Shippers & Packers
  • Exhibitions
  • Dealers
  • Auction Houses
  • Galleries
  • Musical Instruments


Mining Risks
  • Precious metals in ore
  • Refiners
  • Precious and semi precious stones
Specie Risks
  • Bullion
  • Excess Vault risk
  • Excess SIPC/CIPF
  • Safe deposit boxes
  • Numismatics
  • Diamond processing
High Net Worth
  • Motorsport
  • Classic car collections
  • Wine collections
  • Home Owner
  • Private jewelry collections
  • Recognized leaders for fine art and general specie business in the London Market
  • Capacity USD50m increasing to USD150m via Pembroke Consortium
  • Combined capacity for Fine Art , Specie and Terrorism
  • Underwriters are the decision makers
  • Bespoke policy wordings to fit individual client risk profiles
  • Visits you regularly with brokers to understand your business and the local environment worldwide
  • Integrated Claims team
  • Worldwide coverage