Ironshore Specialty Construction Insurance.
Ironshore’s Specialty Construction unit, IronBuilt, based in Boston, offers construction risks protection with an emphasis on Residential Wrap-Up liability insurance and liability insurance for sub-contractors involved in residential construction.  IronBuilt’s distribution channel is through select wholesale brokers that target and specialize in these niche contracting segments.  
IronBuilt writes on an excess and surplus basis.

IronBuilt’s Specialty Product Offerings.
Residential Wrap-Up.  Targets residential home builders constructing single family dwellings, condominiums, conversions, mixed use and apartments.  Coverage included for the owner, general contractor and subcontractors.

Details on the policy coverage include:

• General Liability Occurrence form
• statute of limitations wording for the extended completed operations
• coverage excess of a self-insured retention
• no claims TPA costs
• SIR’s not collateralized
• territory consists only of states who have enacted the “Right to Repair” statutes

Residential Sub-contractors.  Focus on residential subcontractors located in key states consisting of: Arizona, California, Colorado, Florida, New Jersey, New York, Nevada, Oregon, Texas, and Washington.

Details on the policy coverage include:

• 2004 ISO CGL Occurrence form
• maximum policy limits of $1 million per occurrence, $2 million general aggregate, $2 million products aggregate
• coverage excess of a minimum deductible of $5,000

Will look at subs doing residential and commercial business

No tract or condo restrictions

Primary and non-contributory AI wording

No “new” construction limitations Expert claims handling and loss control offered