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Legal Notice

PLEASE READ THE FOLLOWING TERMS OF USE CAREFULLY BEFORE USING THIS WEB SITE. USE OF THIS SITE CONSTITUTES YOUR ACCEPTANCE OF THE TERMS OF USE SET FORTH BELOW.

Terms of Use

This website is maintained by Ironshore Inc., a member of the Liberty Mutual Group. By using www.Ironshore.com (the "Website"), you acknowledge that you have reviewed, and agree to be bound by, the following terms of use. If you do not agree to these terms of use, do not use this Site. We suggest that you periodically review this page to review the most recent terms of use.

The content contained in this Website is for the education of site visitors only and is not an offer to sell, or solicitation to purchase, any insurance product or service. All insurance terms of any product or service are governed by specific underwritten insurance policies.

The information presented on this Website is intended to describe aspects of the business of Ironshore Inc. and its operating subsidiaries generally and is not intended to be a complete description. Potential insureds should not rely on specific information on this site. Complete information regarding the terms and details of our coverage may be obtained by contacting us. The information presented on this site should not be construed as legal, tax, business, financial or accounting advice.

The information and materials included herein are provided "as is" without any representation or warranty, express or implied, of any kind, whether with respect to accuracy, completeness or otherwise. Ironshore Inc. and its affiliated and subsidiary companies ("Ironshore") disclaim any liability to any person for any kind of loss or damage including, but not limited to, any special, incidental, direct, indirect or consequential damages caused by errors or omissions in the information, documents or other items provided or available herein. Ironshore may make changes to the site, the materials, products, programs, services or prices described in this site at any time without notice. You are bound by such revisions if you continue to use the website after we have posted the changes.Notwithstanding the foregoing, Ironshore disclaims any obligation to update any information on this Website.

The description of each policy herein is a summary only, and does not include all terms, conditions and exclusions of the policy described. Please refer to the actual policy for complete details of coverage and exclusions. Not all insurance coverages or products are available in all states and policy terms may vary based upon individual state requirements. Issuance of coverage is subject to underwriting and coverage depends upon the actual facts of each case and the terms, conditions and exclusions of each individual policy. No representation is made that any specific insurance coverage would apply in the circumstances outlined herein. Anyone interested in any product described in this Website should request a copy of the policy itself for a description of the scope and limitations of coverage.

Some policies may be placed with a surplus lines insurer. Surplus lines insurers do not generally participate in state guaranty funds and insureds are not protected by such funds. Surplus lines coverage may only be obtained through duly licensed surplus lines brokers.

Ironshore Insurance Ltd. is a licensed insurer in Bermuda and will underwrite only risks presented to it in Bermuda.

Licenses and Regulatory Information

Ironshore comprises insurance and reinsurance companies that are licensed or otherwise approved to transact business in various countries and various states of the United States. Unless otherwise indicated, non-U.S. Ironshore companies are not licensed or otherwise authorized to conduct business in the United States and do not engage in or transact any business in the United States through this Website or otherwise. In certain countries, non-U.S. buyers and their representatives may be able to transact insurance with non-U.S. Ironshore companies through their websites that are accessible through this Website.

All products and services referred to herein are subject to underwriting agreements. Certain products and services described on this Website are not available to all potential insureds due to insurance regulatory restrictions, the availability of which varies by global jurisdiction. From time to time, as the context requires, "Ironshore" may be used to refer to combined financial results or aggregate activities of Ironshore Inc. and its affiliated and subsidiary companies. When so used, those references are not intended to infer that Ironshore Inc. or any of its affiliated or subsidiary companies conducted specific activities, had a particular licensing status in a jurisdiction or generated specific results.

Intellectual Property Information

"Ironshore" and the Ironshore logo are registered service marks of Ironshore Inc. All intellectual property rights including copyright, database rights and first publication rights, patents, registered trademarks and service marks and know-how in this Website, and in the content published on this Website, are either owned by Ironshore or made available to us under license by third parties. Any product or service described in this Website may be the subject of intellectual property rights owned by Ironshore Inc. or any of its affiliated or subsidiary companies. This Website and all content published on this Website, unless otherwise indicated, are protected by relevant copyright laws and international copyright treaties and all title, ownership and intellectual property rights remain the property of Ironshore Inc. All trademarks and devices displayed on this Website, unless otherwise indicated, are owned by Ironshore Inc., and may be registered in jurisdictions across the world. Except as provided for below, any use or reproduction of these trademarks or devices is prohibited.

Subject to any prohibitions stated in third party websites accessible via hyperlinks in the Website over which we have no control whatsoever, you may view the content published on this Website and . you are permitted to (1) print one copy only of each page of this Site solely to facilitate your making contact with members of Ironshore and (2) authorized insurance brokers may use the Website's Content for their internal business purposes. Any copying or other unauthorized use of the Site's Content other than as expressly permitted by Ironshore Inc. is a violation of these Terms of Use and will infringe the rights of Ironshore Inc. and its licensors under international treaty and United States law You will also be entitled to download certain files from this Website made available for this purpose, which you may then use for your internal business purposes. All other copying is strictly prohibited. Nothing contained herein shall be construed as conferring by implication, estoppel, or otherwise any license or right under any patent, copyright, trademark, or other intellectual property right of Ironshore or any third party, except as expressly granted herein.

Hyperlinks

Within this Website, you may see links or references to other websites. Ironshore cannot guarantee that the hyperlinks set out on our Website will be accurate at the time of your access. Moreover, the websites pointed at by hyperlinks are developed and possibly maintained by person(s) over whom Ironshore has no control. We cannot and do not monitor the websites linked to our pages on the internet. Accordingly, Ironshore assumes no responsibility for the content of any website referenced to by any hyperlink or otherwise. Ironshore believes that its making available hyperlinks to publicly accessible webpages and newsgroups is legally permissible and consistent with the common, customary expectations of those who make use of the internet. Ironshore does not endorse, and is not responsible for, the content (including software downloads), performance, accessibility, and privacy practices of any web sites linked to this Website. Ironshore encourages you to read the copyright, privacy and other legal statements of these linked web sites as their policies may differ from ours. You are solely responsible for any interactions you may have with such websites.

Limitation of Liability

To the fullest extent permitted under applicable law, in no event will Ironshore or any member of the Liberty Mutual Group be liable for any direct, indirect, special, incidental, or consequential damages arising out of or in connection with the use or inability to use this Site (or the content or services provided on, or accessible from, this Site), or otherwise, even if Ironshore has been advised on the possibility of such damages. Neither Ironshore nor any member of the Liberty Mutual Group will be liable for the completeness, accuracy, correctness, integrity, reliability, currency, adequacy, or suitability of the content or services provided on, or accessible from, this Website.

Monitoring

Ironshore reserves the right to monitor all activity on this Website and to notify the proper law enforcement officials if any suspicious activity is detected.

Governing Law and Forum

These terms of use shall be governed by and construed in accordance with the laws of the United States, without giving effect to any principles of conflicts of law. If any provision of these terms of use is found to be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from these terms of use and shall not affect the validity and enforceability of any remaining provisions. Any controversy or dispute will be submitted, and you hereby irrevocably consent, to the personal jurisdiction of the federal courts of the Southern District of New York.

U.S. Insurance Subsidiaries

Ironshore Specialty Insurance Company
NAIC # - 25445
State of Domicile - Arizona
Principal Office - 75 Federal Street, Boston, MA
Licensed in the state of Arizona only
Ironshore Specialty Insurance Company is now a surplus lines carrier in all states, including AZ, DC, Puerto Rico & the US Virgin Islands

Ironshore Indemnity Inc.
NAIC # - 23647
State of Domicile - Minnesota
Principal Office - 28 Liberty Street New York, NY 10005
Licensed in all states with the exception of Arizona & the US Virgin Islands
Ironshore Indemnity Inc. is now licensed in all states including AZ.